Would like to know if anyone has had a problem insuring if you have a lot of accessories on the car. Also which insurance companies are you happy with. Thanks. This would be an 08 model with lots of extras
I have a 2002 D22 Zd30 with 146,000 kms on it which has a 'market value' of $12k (I paid $13k with winch bar, winch, side rails, 3" lift, about a year ago). For me to buy another one similar and redo all the addons I'd be up for minimum $18k.
(All of the below insure off road)
-RACV flat out would not insure it for more than $12k
-Youi (current insurer) are insuring it for $16k spouting that if it was written off it would be up to the assessor whether they would cover the other $2k in mods and they couldn't give me a straight answer about whether suspension / body lift was a breach of policy
-I called Shannon's said they'll insure it for whatever I want, and as long as I have the engineers certificate for mods it's all good.
I don't have the prices handy but from memory Shannon's was about $1100 per year full comprehensive.
I did see a post recently with somebody recommending a broker which I was going to check out, so that might be worth looking into as well.
Best of luck with it,
-Scott